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Investing in the Richest Zip Codes

Own a Piece of America's Richest Zip Code

Written by Paul Benson
Posted December 30, 2014

We all think we know the wealthiest spots in the United States: Los Angeles, San Francisco, New York City, Miami, Dallas, etc.

Yes, these places do accommodate and attract the upper class. But you might be surprised by some of the cities and towns across the United States that outbid those big cities.

According to popular real estate website Movoto, these are the top 10 richest zip codes in America:

  1. Gibson Island, MD
  2. Houston, TX
  3. Harborside, ME
  4. Diablo, CA
  5. Anchorage, AK
  6. Strathmere, NJ
  7. New York, NY
  8. Brandamore, PA
  9. Boston, MA
  10. Tuscarora Township, MI

In these spots, money is often not a problem. The locals earn plenty, and in most cases, they don’t have to spend much. They live very comfortably in every way imaginable.

So let’s take a closer look at the first three and why they are so wealthy.

Gibson Island

Gibson Island, Maryland is a place of natural beauty surrounded by Maggoty River and the sparkling Chesapeake Bay. Located just an hour from Baltimore, Washington, D.C., and Annapolis, the island town still gives you the feeling of being worlds away.

Gibson Island Club is a popular and exclusive area on the island. It is one of the most unique and exceptional locations on the East Coast — perfect for families, as it offers something for all ages: yachting, a Macdonald/Raynor-designed nine-hole golf course, special holiday events, and fine dining.

The average price of real estate is just above $2 million.

gibson island


Harborside, Maine is one of the smallest spots on the top 10 list, but locals here are lucky enough to enjoy waterfront property, beautiful homes, and gorgeous seasons.

Although small and quaint, this area has the richest outdoor activities, including yachting and sailboating. Harborside is only minutes from the Acadia National Park and is home to many wealthy outdoor adventurists.


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Diablo, California is a small suburb of the ever-popular and flourishing city of San Francisco.

The locals here love the outdoors and gravitate towards an active lifestyle. With the perfect weather and endless options for recreation, Diablo is the West Coast’s home for the wealthy outdoor adventurist.


The Common Denominator

The common denominator here is an outdoor lifestyle close to major cities.

We have finally decided as a nation that health is important to our families. Biking, hiking, golf, and water sports have all gone from weekend pleasures to lifestyles.

However, finding these areas close to a city is rare and becoming ever more difficult.

We want clean air, but we still want to be able to get into the city for culture. That is not an easy fit. However, when you're looking to relocate and have the luxury of choice, your best bet is to look to where the most growth will be in the future.

Are you close to a city? Is the air clean? Is it aesthetically pleasing?

Are you in a town that offers numerous outdoor activities in a desirable setting? Is there mass transit available?

If you're interested in tracking down a second home or investment property in these areas, the answers to all of these questions must be a resounding yes.

No, these spots aren't cheap. But there's a reason for that. And those lucky enough to call any of these small towns home are not only wealthy — they're incredibly smart investors.

Until next time,

Paul Benson Signature

Paul Benson

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